Saturday, April 16, 2011

End of the Month Cash Shortfalls

Ouch..I ran out of money a week before my paycheck is due!?! 
My spouse decided to go shopping and I had checks out!
I forgot an autodraft insurance payment and I've got 60 bucks till Friday!

There are hundreds of things that go wrong at the end of the week or month. But cash shortfalls can be a pain in the you know what especially when you've lost track of your check book and can't find dollars to get through the end of the month or to your next paycheck.

I know this is super frustrating as I'm personally there every 2 weeks prior to my check rolling in. My situation was alot worse, prior to establishing a super strict budget and even then i've run into cash flow problems. The main thing as we all know is to spend less. However, it's way easier said than done.

Well for all of you are stuck here with no cash till payday. Then your going to have to stretch your dollars or take a slightly longer view into next month and figure out a better plan. Cash loans can help ease this situation for those that need it. I recommend if you are going to rely on a loan to get you through the month then try a $200 dollar loan. Just enough to take the stress off, but allow you to eat and pay a few minor bills if needed.

By reducing the amount you are going to have to pay back. You can then consider your budget and reduce your spending into next month by the short fall. Its going to be way easier to payback 200 over the next month than 1500! for sure.  You can either read more about payday loan and cash loan tips or find ways to reduce your spending or get more income somehow.

  • sell something on craigslist
  • cash your change in at the bank...empty the piggie bank
  • Eat at home for the rest of the month with minimal shopping.
  • Find a day or night job online to help earn a few bucks.
  • call one of your utility companies to see if you can work out a delay in payment
There are several options here to free up some cash. The biggest thing is not to stress as it will not help you achieve your goals of getting back on track. If you want to sit back and laugh a little you can check out 100 reasons why people get cash loans and 1 reason to get one. Basically you aren't alone in this cash dilemma! and yes its super frustrating.

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