Thursday, April 7, 2011

Raise Cash to Pay Your Loans

At the end of the day, short term cash loans can be a realy challenge to payoff! But with a little extra effort you can really take the edge off your debts and put yourself on better financial footing. The point here is to discuss selling online through outlets such as craigs list that will help you get some extra cash in order to gain the edge.

On with the show...craigs list is truly awesome vehicle for selling online. Many of the online auction houses such as ebay will most likely charge some percentage or fee. Even the local newspaper will charge you with an exhubarant listing fee that sometimes is greater than the product you can sell anyway.

In my book, Craigs list wins! truly everything i've ever listed there has gotten someone looking at it. Most result in a sale of some sort as long as you are reasonable with your efforts and selling price. My personal philosophy has always been to always sell something that functions and provide good deals to anyone that calls as my reputation for selling far exceeds the sale itself.

Make your deals attractive!That said, leave yourself some room for negitiation without overstating your prices to where people won't call. Everyone wants a deal and honestly if you've used the item than you should reduce the price as its not brand new anymore. 

Make yourself available!..If you aren't available to your buyer, you won't make a sale. If you are going to the office put your items in the car and meet people over luch in a public place if you can. Being accessibile will make it easier for you to sell your items.

Allow Yourself to drop your price!..Again, let people have the deal if it means being able to unload the item and get the cash you need.  If for some reason you think you should be selling for more..hold out but don't do it at the expense of a sale.

What do you have else to sell?.. Everyone has something to sell in their garage. Consider whether you have used the item in the past year and if you think you will use it this year. Even if you think you could never sell it every.. you may be surprised. Go through your house with a digital camera and take a photo of every item you think you could live without. Then post it and asign a dollar amount to it.

It's all about raising the cash you desperatly need! This will give you the ability to have a cash reserve or at the very least be able to get a slight advantage over the loans you owe. Just by shaving away at your loans and putting additional moneys against debt will start turning your situation the other way to where you can make your monthly budget or income.

Keep yourself out of credit counceling agencies..by simply paying your bills and paying them ontime. I've got a bunch of other money saving ideas that I'll blog about in other posts but for today consider sell something you haven't used in a while and start getting ahead!

You can read more articles to find simple ways to pay off your payday loans or break the payday loan debt cycle simply by going to the cashloan.me website and reading some informative articles. They offer 24/7 support to help answer your questions concerning loans online.

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